Explore your spending account

Health savings accounts (HSAs) can be a valuable tool to help you save money to pay for health expenses, while also helping you save on taxes. To open and contribute to an HSA, you need to be enrolled in a Qualified High Deductible Health Plan, whether it's an employer-sponsored plan or an individual and family plan.

Flexible spending accounts (FSAs) are tools that employers can use to make funds available to their employees to pay for health expenses, while also helping you save on taxes. With dependent care FSAs, you can also save on day care costs.

Our HSAs and FSAs include:

  • 24/7 access to your account information via your secure member portal.
  • an online learning center with educational materials to help you understand how to use your account and the value of your plan.
  • My Health Spending Assistant mobile app for both iOS and Android.
  • a Capital Blue Cross Visa® debit card – the most convenient way to pay for your healthcare expenses (available for most accounts)1.
  • online claims requests to pay your doctors and other healthcare providers.

View account transactions, check your balance, pay bills and much more

HSA or FSA with health plan

For members also enrolled in one of our health plans.

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FSA only

For members with a spending account ID but not enrolled in one of our health plans.

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Need help?

Contact our dedicated Member Services team:


1Employers have the option whether to offer a debit card with your health spending account. Debit cards are not available for use with Dependent Care FSAs.