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Individual and family plans

We service members in Central Pennsylvania and Lehigh Valley

Use this information to find a plan that’s right for a healthier you. Learn the key terms, compare options, and consider additional coverage for all your health and wellness needs.

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Health insurance key terms

Coinsurance

Percentage of cost you pay for covered healthcare services after the deductible is met.

Copay

Fixed amount you pay at the time of service for covered healthcare services.

Deductible

The annual amount you pay for covered healthcare services before your plan begins to pay.

Out-of-pocket (OOP) costs

Costs you pay (versus what your plan pays) for healthcare services.

Premium

Amount you pay monthly for your insurance coverage.

Capital Blue Cross services members in 21 Central Pennsylvania and Lehigh Valley counties.

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Healthcare benefit programs issued or administered by Capital Blue Cross and/or its subsidiaries, Capital Advantage Insurance Company^®, Capital Advantage Assurance Company^® and Keystone Health Plan^® Central. Independent licensees of the Blue Cross Blue Shield Association serving 21 counties in Central Pennsylvania and the Lehigh Valley. Communications issued by Capital Blue Cross in its capacity as administrator of programs and provider relations for all companies.

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Individual and family plans

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