For groups of 51-99 employees
The Health Reimbursement Arrangement is funded by the employer. This type of plan can be used to pay part or all of the in-network deductible. You decide how much to fund for single, two-party and family contracts and whether the employee pays their part of the deductible first, or if the HRA pays first. HRA funds paid for employee claims are tax deductible for employers.
On all HRA plans, HRA payments for medical services are processed automatically and paid directly to the healthcare provider. This eliminates employees needing to file claims and wait for reimbursement. On QHDHP HRA plans, prescription expenses applied to deductible can also be reimbursed; however, the employee must submit the claim in their secure member account to request payment.
For 2024 and 2025 health plans that are offered with an HRA option, refer to the benefit chart within each health plan category.
