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For groups of 51-99 employees
With the power to save and freedom to choose, Choice 1 providers offer greater savings up to 10% over standard PPO plans with lower out-of-pocket member costs, while Choice 2 providers afford members flexibility and convenience with more access without referrals. Employees can easily locate both Choice 1 and Choice 2 providers using MyCare Finder at CapitalBlueCross.com.
$ Choice 1 providers result in the lowest out-of-pocket costs for employees:
- Geisinger
- Lancaster General Health
- Lehigh Valley Health Network
- Penn State Health
- St. Luke's University Health Network
- UPMC Central PA
$$ Choice 2 providers result in higher out-of-pocket costs for employees:
- Tower Health
- WellSpan Health
$$$ Out-of-Network providers result in the highest out-of-pocket costs for employees.
D = no charge after deductible.
D/20% = Deductible applies first, then 20% coinsurance.
D/$ = Deductible applies first, then a copay.
2025 plans
| Plan |
HRA option |
Deductible1 |
Coinsurance |
Out-of-pocket max |
PCP |
Specialist |
Emergency room |
| PPO Choice 1000/0/20 |
No |
C1 - $1,000
C2 - $2,000
|
C1 - 0%
C2 - 20%
|
$8,550 |
C1 - $20
C2 - $40
|
C1 - $40
C2 - $60
|
$250 |
| PPO Choice 3000/0/20 |
No |
C1 - $3,000
C2 - $6,000
|
C1 - 0%
C2 - 20%
|
$8,550 |
C1 - $20
C2 - $40
|
C1 - $40
C2 - $60
|
$250 |
| PPO Choice 6000/0/20 |
No |
C1 - $6,000
C2 - $9,000
|
C1 - 0%
C2 - 20%
|
$9,100 |
C1 - $20
C2 - $40
|
C1 - $40
C2 - $60
|
$250 |
| QHDHP PPO Choice 2000/0/02 |
No |
C1 - $2,000
C2 - $4,000
|
C1 - 0%
C2 - 20%
|
$7,000 |
C1 - D
C2 - D/20%
|
C1 - D
C2 - D/20%
|
D/$250 |
| QHDHP PPO Choice 3500/0/02 |
No |
C1 - $3,500
C2 - $7,000
|
C1 - 0%
C2 - 20%
|
$7,500 |
C1 - D
C2 - D/20%
|
C1 - D
C2 - D/20%
|
D/$250 |
