For groups of 1-50 employees

With the power to save and freedom to choose, Choice 1 providers offer greater savings up to 10% over standard PPO plans with lower out-of-pocket member costs, while Choice 2 providers afford members flexibility and convenience with more access without referrals. Employees can easily locate both Choice 1 and Choice 2 providers using MyCare Finder at CapitalBlueCross.com.

$ Choice 1 providers result in the lowest out-of-pocket costs for employees:

  • Geisinger
  • Lancaster General Health
  • Lehigh Valley Health Network
  • Penn State Health
  • St. Luke's University Health Network
  • UPMC Central PA

$$ Choice 2 providers result in higher out-of-pocket costs for employees:

  • Tower Health
  • WellSpan Health

$$$ Out-of-Network providers result in the highest out-of-pocket costs for employees.


D/$ = Deductible applies first, then a copay.

2025 plans

Plan Deductible Coinsurance Out-of-pocket max PCP Specialist Emergency room
Gold PPO Choice 1000/0/201

C1 - $1,000

C2 - $2,000

C1 – 0%

C2 – 20%

$8,550

C1 - $20

C2 - $40

C1 - $40

C2 - $60

D/$250
Silver QHDHP PPO Choice 2750/0/152

C1 - $2,750

C2 - $5,500

C1 – 0%

C2 – 20%

$7,000

C1 - D/$15

C2 - D/$30

C1 - D/$30

C2 - D/$45

D/$350
Silver PPO Choice 4500/0/301

C1 - $4,500

C2 - $9,000

C1 – 0%

C2 – 20%

$9,200

C1 - $30

C2 - $60

C1 - $60

C2 - $80

D/$450

 

2024 plans

2024 plans

Plan Deductible Coinsurance Out-of-pocket max PCP Specialist Emergency room
Gold PPO Choice 1000/0/20

C1 - $1,000

C2 - $2,000

C1 – 0%

C2 – 20%

$8,550

C1 - $20

C2 - $40

C1 - $40

C2 - $60

D/$250
Silver QHDHP PPO Choice 2750/0/15

C1 - $2,750

C2 - $5,500

C1 – 0%

C2 – 20%

$7,000

C1 - D/$15

C2 - D/$30

C1 - D/$30

C2 - D/$45

D/$350
Silver PPO Choice 4500/0/30

C1 - $4,500

C2 - $9,000

C1 – 0%

C2 – 20%

$9,300

C1 - $30

C2 - $60

C1 - $60

C2 - $80

D/$400

1The prescription drug plan is Rx 0, which does not require any deductible on prescription drugs -- only fixed copays.

2This plan includes a prescription drug plan with an integrated medical/Rx deductible. After the deductible is met, copays apply. The deductible on the family High Deductible Health Plan is not embedded.